Borrow up to £1000 today*

You are only minutes away from a decision!*

100% Secure Online Application

How It Works

Almost anyone can be faced with a sudden, urgent need for cash. Traditional lenders are often not able to help in such a situation as their requirements can be stringent and their response time can be to slow to help fix the broken water heater. Their requirements can include a verifiable income, length of employment and credit that can be verified. Often a bank will require a strong co signer or some sort of collateral against the credit.



There is an answer to this challenge …. A PAYDAY LOAN


Critics have recently damned the payday loan industry in both the U.S. and the U.K for its seemingly grotesque rates. These rates are high, but some of the critics seem to be those who have never faced an immediate financial crisis.


The requirements can be easily met, even by those people on benefits. They are:


1. The borrower must be over 18 years of age.
2. The borrower must be a U.K. Citizen, living in the U.K.
3. The borrower must have been employed for at least 90 days. Part time work qualifies and there are no minimum income requirements.
4. The borrower must have an account in a U.K. bank that allows electronic deposits and automatic charges.


An application can be made to a U.K. Payday lender either in person or at its web site. The requirements are those that can be easily verified with custom built programs at the lender so the decision can be made quickly and, after approval, funds moved to the borrowers account within an hour.


At maturity the Payday Lender has the authority to automatically charge the borrower’s account for the principal and interest on the loan.


The loan can be rolled over for another term if the borrower can’t pay on the original maturity. This can be very expensive and borrowers must be cautioned not to fall into the position of extending the loan over and over again. It would be much better to pay off the original, wait a week or so, then borrow again.


Warning: Late repayment can cause you serious money problems. For help, go to

Representative example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable). Representative 728.9% APR.